STATE OF MINNESOTA DISTRICT COURTCOUNTY OF ROCK FIFTH JUDICIAL DISTRICT CASE TYPE: 14-OTHER CIVILCitiFinancial Services, Inc. f/k/a Commercial Court File No.: 67-CV-05-300Credit Consumer Services, Inc., Plaintiff,vs. SUMMONSKaren K. Stroeh; Nathan Abdallah; JeanneHendry; and also all heirs and devisees of any ofthe above named persons who are deceased;and all other persons or parties unknownclaiming any right, title, estate lien or interest in the real estate described in the Complaint herein, Defendants.STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS:You, and each of you, are hereby summoned and required to serve upon the District Court Administrator and Plaintiff’s attorney an Answer to the Complaint in the above-entitled action, which Complaint has been filed in the office of the District Court Administrator of said Court and which is also herewith served upon you, within twenty (20) days after the service of this Summons upon you, exclusive of the day of service. If you fail to do so, the Plaintiff above-named will apply to the court for relief demanded in the Complaint.You are hereby notified that the object of said action, among other things, is to determine that Sheriff’s Sale conducted on March 3, 2005, as evidenced by Sheriff’s Certificate Sale recorded September 19, 2005, as Document No. 162344 be ratified and confirmed in all respects; establish that Plaintiff is the fee owner and to determine adverse claims to the following described real property:Lots nine (9), ten (10), eleven (11), and twelve (12), except the east fifty (E.50) feet of the north one hundred twenty-five (N.125) feet to lots ten (10), eleven (11) and twelve (12) in Block 22 in the First Addition to the City of Beaver Creek, Rock County, Minnesota.for the benefit of the Plaintiff herein.Civil cases are subject to Alternative Dispute Resolution processes as provided in Rule 114 of the General Rules of Practice for the District Courts. Alternative Dispute Resolution includes mediation, arbitration, and other processes set forth in the rules. You may contact the Court Administrator for information about these processes and about resources available in your area. Dated: October 17, 2005 PETERSON, FRAM & BERGMAN, P.A.By /s/ Steven H. BrunsAttorney ID No. 14888XAttorney for Plaintiff50 East Fifth Street, Suite 300St. Paul, MN 55101Telephone: (651) 291-8955(12-1, 12-8, 12-15)

NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2003MORTGAGOR: Gary Meidinger, a single person. MORTGAGEE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance, LLC.DATE AND PLACE OF RECORDING: Recorded June 4, 2003, Rock County Recorder, Document No. 156035.ASSIGNMENTS OF MORTGAGE: NONELEGAL DESCRIPTION OF PROPERTY:That part of the Northwest Quarter of Section 32, Township 101 North, Range 45 West of the 5th Principal Meridian, Rock County, Minnesota, described as follows:Commencing at the Northwest Corner of Section 32; thence North 89 Degrees 53 Minutes 58 Seconds East (Geodetic Bearing) along the North line of the Northwest Quarter of said Section, a distance of 224.35 feet to the point of beginning; Thence South 00 Degrees 06 Minutes 02 Seconds East a distance of 50.00 feet to an iron stake; Thence South 14 Degrees 00 Minutes 02 Seconds East a distance of 52.78 feet to an iron stake; Thence South 26 Degrees 57 Minutes 31 Seconds East a distance of 118.22 feet to an iron stake; Thence South 38 Degrees 16 Minutes 12 Seconds East a distance of 146.82 Feet to an iron stake; thence South 71 Degrees 11 Minutes 04 Seconds East a distance of 24.66 Feet to an iron stake; Thence South 88 Degrees 53 Minutes 42 Seconds East a distance of 87.48 feet to an iron stake; Thence South 87 Degrees 53 Minutes 23 Seconds East a distance of 61.78 Feet to an iron stake; Thence North 02 Degrees 52 Minutes 25 Seconds East a distance of 135.92 Feet to an iron stake; Thence South 89 Degrees 00 Minutes 24 Seconds East a distance of 403.61 Feet to an iron stake; Thence North 00 Degrees 31 Minutes 14 Seconds West a distance of 206.31 feet to said North Line; thence South 89 Degrees 53 Minutes 58 Seconds West along said North Line a distance of 738.41 Feet to said Point of Beginning. COUNTY IN WHICH PROPERTY IS LOCATED: RockORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $76,125.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,144.32That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:DATE AND TIME OF SALE: February 2, 2006 at 10:00 A.M.PLACE OF SALE: Sheriff’s Office, West Entrance, Law Enforcement Center, 213 East Luverne Street, Luverne, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."Dated: October 17, 2005.Chase Home Finance, LLCMortgagee/Assignee of MortgageeUSSET & WEINGARDEN P.L.L.P.By: /s/ Paul A. Weingarden Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #120 Minneapolis, MN 55416 (952) 925-6888 30-3913 1041883675THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(11-24, 12-1, 12-8, 12-15, 12-22, 12-29)

03-26232STATE OF MINNESOTA DISTRICT COURTCOUNTY OF ROCK FIFTH JUDICIAL DISTRICTCASE TYPE: 14 – OTHER CIVILMORTGAGE FORECLOSUREMortgage Electronic Registration Systems, Inc. Plaintiff, NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREEv.Anthony J. Irvine; Court File No.: CO-05-87Norwest Bank South Dakota, NationalAssociation, n/k/a Wells Fargo Bank; JohnDoe and Mary Roe; Defendants.NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on October 19, 2005, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount of $117,685.39, which was found and adjudged due said Plaintiff in the above-entitled action from Defendant Anthony J. Irvine, plus any additional amounts which may become due under the Note and Mortgage described in said Judgment, the Sheriff of Rock County will sell at public auction to the highest bidder for cash, on January 12, 2006, at 10:00 a.m., at the Rock County Sheriff’s Office, City of Luverne, in said State and County, the premises and real estate described in said Judgment and Decree:A tract of Land located in the SW 1/4 of Section 14 and in Lot 2, in Section 15, all in Township 102 North, Range 47 West of the 5th Principal Meridian, Rock County, Minnesota, described as follows: Commencing at the Northwest Corner of Lot 1, of Fractional Section 15, thence on an assumed bearing of South along the West Line of said Fractional Section 15 a distance of 2663.07 Feet to the point of beginning of the land described, thence continuing on said bearing of South along said West Line of Fractional Section 15 a distance of 403.95 Feet; thence South 89 Degrees 40 Minutes 00 Seconds East a distance of 1678.00 Feet; thence North 0 Degrees 03 Minutes 23 Seconds West a distance of 377.11 Feet; thence North 88 Degrees 45 Minutes 00 Seconds West a distance of 1678.00 Feet to the point of beginning.SHAPIRO & NORDMEYER Mike Winkels Sheriff of Rock CountyBy: /s/ Craig M. Barbee By: /s/ Craig MartinsonCraig M. Barbee – 0302016 Deputy SheriffAttorney for Plaintiff7300 Metro Boulevard, Ste. 390Telephone: (952) 831-4060 Dated: 10-31-05Facsimile (952) 831-4734 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(11-24, 12-1, 12-8, 12-15, 12-22, 12-29)

02-24523STATE OF MINNESOTA DISTRICT COURTCOUNTY OF ROCK FIFTH JUDICIAL DISTRICTCASE TYPE: 14 – OTHER CIVILMORTGAGE FORECLOSUREMortgage Electronic Registration Systems, Inc. Plaintiff, NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREEv.Guy A. Klosterbuer; Dawn R. Klosterbuer; Court File No.: CO-05-45Minnesota Housing Finance Agency; John Doeand Mary Roe; Defendants.NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on June 27, 2005, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount of $83,829.04, which was found and adjudged due said Plaintiff in the above-entitled action from Defendants Guy A. Klosterbuer and Dawn R. Klosterbuer, plus any additional amounts which may become due under the Note and Mortgage described in said Judgment, the Sheriff of Rock County will sell at public auction to the highest bidder for cash, on January 12, 2006, at 10:00 a.m., at the Rock County Sheriff’s Office, City of Luverne, in said State and County, the premises and real estate described in said Judgment and Decree:That part of the SE 1/4 of Section 9, Township 103 North, Range 46 West of the 5th P.M., Rock County, Minnesota described as follows: Commencing at the SE Corner of the SE 1/4 of said section 9, said corner also being the point of beginning; thence N 89 degrees 59’ 29" W 1015.00 feet along the South line of the SE 1/4 of said section 9; thence N 00 degrees 00’, 00" E 530.0 feet; thence S 89 degrees 59’. 29" E 1015.00 feet to the East line of the SE 1/4 of said section 9; thence S 00 degrees 00’, 00" W 530.0 feet along the East line of the SE 1/4 of said section 9 to the point of beginning. (Commonly known as 585- 171st Street, Jasper, MN)SHAPIRO & NORDMEYER Mike Winkels Sheriff of Rock CountyBy: /s/ Craig m. Barbee By: /s/ Craig MartinsonCraig M. Barbee – 0302016 Deputy SheriffAttorney for Plaintiff7300 Metro Boulevard, Ste. 390Telephone: (952) 831-4060 Dated: 11-7-05Facsimile (952) 831-4734 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(11-24, 12-1, 12-8, 12-15, 12-22, 12-29)

10 years ago (1995)
Luverne’s new city administrator, Matt Hylen, plans to attend his first council meeting in late January and be on deck officially by Feb. 5. He comes to Luverne after working in Hector.
New holiday business hours are in effect this week. Stores are open from 9 a.m. to 8 p.m. Monday through Friday and until 9 p.m. Thursday. Saturday hours are from 9 a.m. to 5:30 p.m. 25 years ago (1980)
High schools are preparing for their Christmas concerts. Luverne High School is going to try the full version of Handel’s "Messiah."
There is a petition underway to challenge the cable television ordinance that awards a 15-year cable TV contract to Zylstra Communications. Zylstra is charging more for basic cable in Luverne than it is in Worthington.50 years ago (1955)
The polio vaccine is now available for anyone ages 9 to 19.
Luverne’s public ice skating rink will officially open Saturday, with the rink expected to be in top condition for local skaters.
Christmas shopping is expected to reach its peak this weekend in Luverne. Late shoppers are reminded that hours are extended each evening until 9 p.m.75 years ago (1930)
In conformity with the special order issued by Judge C. T. Howard, more than 400 gallons of moonshine, alcohol, whiskey, home brew beer, vile and near intoxicants were disposed of by Sheriff H.R. Ohs and his assistants. A large crowd of the curious assembled at the county jail to witness the loading of the contraband goods and followed the load to the city dump grounds, where the destruction of the liquids and paraphernalia used in their production, was made as complete and thorough as anyone could desire. Sheriff Ohs had collected the loads over four years of raids.100 years ago (1905)
A tariff duty of 10 percent on hides was put into the Dingley bill at the behest of western congressmen on the plea that it was demanded by western farmers. As a matter of fact, however, the demand for it came from the packers who get fully 90 percent of the hides at the price of cattle on foot.
The Royal Neighbors, Blue Mound camp No. 224, celebrated the tenth anniversary of the organization with a big card party in their ball. Progressive 500 was played with eighteen tables. Ed. Buckley won first prize and D.B. Jones the booby prize.

By Sara QuamSenior citizens have requested more time or programming at the Rock County Pool and Fitness Center. Saying that a lot of time is available now to seniors, managers Sam Honnerman and Robyn Wessels showed Pool Commission members Tuesday a schedule of the facility.Wessels said, "We realize that a lot of our attendance and members are seniors.""Aqua aerobics" is a mostly senior-focused class and is from 8 a.m. to 8:45 a.m. Monday, Wednesday and Friday, when people other than seniors often work."Body in motion" classes are from 12:30 p.m. to 1 p.m. Monday and Wednesday. The managers said many hours of lap swim are patronized mostly by seniors during the day, even though they aren’t designated as "senior" times in the pool."Senior swims" are from 3:30 p.m. to 4:30 p.m. Tuesdays and Thursdays and from 10 a.m. to 11 a.m. Saturdays.In other business Tuesday, the commission:
Discussed an athletic competition to encourage members to stay active in the new year.If it happens, the competition would involve weekly prizes and would encourage people to try different types of exercises. Bikers could walk or runners could swim, for example.Commission member Kraig Rust said he hoped it would keep people from becoming bored with their routines. The competition may be men vs. women.
Got a report from management that the first six months of participation in the insurance reimbursement program for members has been successful.Blue Cross Blue Shield is the only participating insurer this year, but through the program, 51 new members joined the facility.Through the program, Blue Cross pays for the membership of people who use the facility eight times a month.There are 138 members who take part in the program.

By Lori EhdeThe local holiday charity program, SHARE, wrapped up its annual gift distribution last week, and organizers say they reached more families than ever this year.Sharing Hearts Are Reaching Everyone matches local donations of gifts and money with families who have applied for help with specific needs.Cheryl Cox, one of the SHARE volunteers, said 35 more families — a total of 73 more individuals — sought help from the program this year."I think that cold weather hit families hard this year," Cox said."It was terribly, terribly cold that week their forms were due back, and part of our budget crunch was all the new coats we bought."Those who fill out forms for SHARE help are able to list specific needs, and coats were popular — even more so than toys and gifts, Cox said."If a coat was listed, we figured there was probably a need," she said. In 2004, SHARE helped 150 families, which included 222 adults and 220 children. This year, 185 families participated, including 262 adults and 253 children.The good news is that increased demand shows that SHARE is reaching people who need it, Cox said. "All recipients seem to have a genuine need for the program," Cox said.The bad news is that funds are now much lower than they should be to adequately fund next year’s SHARE drive.In other words monetary donations are needed now to fund next year’s purchases. SHARE isn’t the only local organization seeing increased demand this year.Family Services Director Randy Ehlers, for example, said there are 41 more individuals using county services now (641) than in January of this year (600).While that isn’t a big enough difference to make sweeping assumptions, Ehlers said local families are seeing more strains on their budgets, particularly with higher fuel prices."Gas prices have an impact on our fixed-income people," Ehlers said.Natural gas prices are expected to hold at 40 to 50 percent higher than last year, taking a markedly bigger chunk out of household budgets.Doug Mead coordinates the energy assistance program for the Southwest Minnesota Opportunity Council. "We’ve noticed that we’ve sent out more applications to people this year," he said, "and I believe that after people get their December heating bills, we’ll get a lot more inquiries."The Rock County Emergency Food Shelf has also reported increased use this fall, heading into winter. "It’s not a great increase yet, but people are saying they can’t afford gasoline," said Food Shelf Volunteer Dorothy Dorn.The bottom line is that bottom lines for some segments of the community are in trouble, and that means more are leaning on SHARE, Food Shelf and other resources."I hope people don’t think that just because we met the need this year, that they don’t need to give to SHARE," Cox said. "We need help now more than ever, and we hate to say that because people have been asked to give and give to so many causes this year with the tsunami and Hurricane Katrina."

By Sara QuamThe county is waiting for changes in federal funding that could alter how Family Services does business.Rock County Family Services Director Randy Ehlers said the House and Senate both passed bills that "are hammering Human Services pretty hard."Because of the Iraq war and costs associated with the hurricanes, the federal government is planning cuts.The cuts that will hit Rock County Family Services will be most felt in the case management revenues, where the federal government pays the county for social workers assisting vulnerable children and adults.In 2004, that work earned Rock County $125,879, and has earned $91,698 through September of this year.Ehlers said federal mandates for programming will likely stay in place, even without the funds to back up the work the mandates require."Mandates are a good thing for the protection of our vulnerable citizens, but you can see the hole it puts in our budget," Ehlers said.Social workers’ case management areas include child welfare, mental health, vulnerable adult/developmental disability, developmental disabilities waivers and adult and elderly cases, which include home medical services.Also at risk are Medical Assistance reimbursement for chemical dependency and mental health treatment, administrative support for child support collection and food support benefits.Ehlers also reported that out-of-home placements are over budget by $127,000 so far this year. This item is difficult to forecast because one large family with children in placement can drastically change the budget for an entire year.Out-of-home placement includes treatment facilities and foster care for children who have to be taken from their homes for their own or their family’s well being.The budget for 2005 allowed for $250,848 to be spent on out-of-home placements, but through November the county spent $377,090.In other business Tuesday, Rock County Commissioners:
Accepted the retirement of Gerrit Kuipers, an assistant county engineer with the Rock County Highway Department. Kuipers has been with the department since 1986 and the board said it appreciated his effort and service to the county. The position will be advertised and filled.
Passed a maintenance agreement with the city of Luverne Public Works Department to take care of County State Aid streets within the city limits.The total annual payment depends on work done that the city will bill the county for in an itemized report. The amount cannot exceed $53,438.63.Commissioner Ron Boyenga voted against the motion to approve the agreement.The city will not be reimbursed for street sweeping for special functions, such as Tri-State Band Festival.The streets affected are all or portions of Main Street, Dodge, Blue Mound, Warren, Cedar, Donaldson, Edgehill, Barck, Luverne, Lincoln and 131st Street. Charges are based on labor, hours of equipment and materials used.The Luverne City Council also approved the agreement, which is a similar amount that was used in the past.The county gets money from state gas taxes that goes to the municipal streets, and if that fund isn’t used in a year, it goes into the highway construction fund.
Learned that Heartland Express received $400,000 for a new or remodeled bus garage and office space. The county will pay a $100,000 match to get the grant.The Building Committee will meet to find a location and work on plans.oLearned that prisoner medical care is costing the county more than ever. The county is $60,000 over budget, having spent a total of $173,000 as of September. That number includes prisoner board, medical care and transportation and travel.

By Lori EhdeThe city of Luverne Public Works Department tore down the small house on the corner of Lincoln and Cedar streets in Luverne Tuesday morning.The lot has since been graveled and will serve as a municipal parking lot for any public parking.The project is part of an anticipated Luverne Fire Hall expansion, and the property sale was negotiated by a Building Committee of the Luverne Fire Department.A purchase agreement was signed with family members of former lot owner John Krogmann on Sept. 27 and was later approved by the Luverne City Council via a budget amendment resolution at the Nov. 22 meeting.The $40,000 purchase price for the property included stipulations that
the city move the double garage to Krogmann’s farm property north of Luverne, for an additional $2,500 paid to the moving company.
Krogmann be allowed to salvage the front doors off the building before demolition.
the city pay for demolition and landfill costs. It took 12 tandem truck loads and cost about $500 in tipping fees.An architect has looked at the current structure to determine whether an expansion as tentatively planned is feasible. A new location is also being explored, but cost estimates are needed for all options.A new ladder truck has to be temporarily stored in the city’s electric department building because it doesn’t fit in the Fire Hall.The preliminary plans call for an addition to the west that would double the length of the building and bring it up to code.The addition of more bays will bring all the equipment inside one building and make everything easier to access for emergencies. The drive-through bays will mean fire department members won’t have to back out in every case.The addition of four bays leaves one open for the future growth of the department.Economic Development Director Jill Wolf is looking into grant opportunities for funding part of any Fire Hall project.Fire Chief Don Deutsch said he was pleased with the negotiation process and the end result.He said removal of the Krogmann house on that corner was necessary before any discussion of a fire hall expansion could continue.