NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: October 27, 2003ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $60,800.00MORTGAGOR(S): Dennis Morphew and Kristi Morphew, husband and wifeMORTGAGEE: First Premier Bank, a South Dakota Commercial Bank.DATE AND PLACE OF FILING: Filed November 7th, 2003, Rock County Recorder; Document No. 157484ASSIGNMENTS OF MORTGAGE: Assigned to: Washington Mutual Bank, FA.LEGAL DESCRIPTION OF PROPERTY: Lot 8 in Block 6 in Charles O. Hawes’ Addition to the village (now city) of LuverneCOUNTY IN WHICH PROPERTY IS LOCATED: Rock County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $61,974.86THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2006, at 10:00 a.m.PLACE OF SALE: Rock County Sheriff’s office, in the lobby of the Rock County Law Enforcement Center, 213 East Luverne St., Luverne, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."Dated: November 22, 2005WASHINGTON MUTUAL BANK, FA.MortgageeREITER & SCHILLER, P.A.By: /s/ Thomas J. Reiter, Esq.Rebecca F. Schiller, Esq.Attorneys for Mortgagee25 North Dale Street, 2nd FloorSt. Paul, MN 55102-2227(651) 209-9760Attorney Reg. No. 152262(F1135)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(12-1, 12-8, 12-15, 12-22, 12-29, 1-5-2006)