Mortgage foreclosure sale set for Jan. 16, 2025
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Debra A. Herrick, a single person
Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for First Farmers & Merchants Bank, its successors and assigns
Dated: October 18, 2019
Recorded: October 22, 2019
Rock County Recorder Document No. 195783
Assigned To: Freedom Mortgage Corporation
Dated: July 9, 2024
Recorded: July 9, 2024
Rock County Recorder Document No. 206485
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100528400020004282
Lender or Broker: First Farmers & Merchants Bank
Residential Mortgage Servicer: Freedom Mortgage Corporation
Mortgage Originator: First Farmers & Merchants Bank
LEGAL DESCRIPTION OF PROPERTY: Lot 2 and the S.77.5 feet of Lot 3 in the
Re-subdivision of Lots 1 to 8 inclusive in Block 1 in Ross' Second Addition to
the City of Hardwick, Rock County, Minnesota.
This is Abstract Property.
TAX PARCEL NO.: 14-0098-000
ADDRESS OF PROPERTY:
104 Ross St. N.
Hardwick, MN 56134
COUNTY IN WHICH PROPERTY IS LOCATED: Rock
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,656.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $66,232.14
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 16, 2025, 10:00 A.M.
PLACE OF SALE: Lobby of Rock County Law Enforcement Center, 1000 N Blue
Mound Ave, Luverne, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is July 16, 2025, at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: November 14, 2024
Freedom Mortgage Corporation, Assignee of Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C.
Attorneys for:
Freedom Mortgage Corporation, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(11-21, 11-27, 12-05, 12-12, 12-19, 12-26)
