Mortgage foreclosure sale set for April 27, 2023

Mortgage foreclosure sale set for April 27, 2023 

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 9, 2012

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00

MORTGAGOR(S): Justin Birger, Her Husband and Laressa Birger, His Wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Dacotah Bank, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: February 21, 2012 Rock County Recorder

Document Number: 178607

ASSIGNMENTS OF MORTGAGE:

And assigned to: Colonial Savings, F.A.

Dated: January 19, 2017

Recorded: February 13, 2017 Rock County Recorder

Document Number: 190119

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100793500000021541

Lender/Broker/Mortgage Originator: Dacotah Bank

Residential Mortgage Servicer: Colonial Savings, FA

COUNTY IN WHICH PROPERTY IS LOCATED: Rock

Property Address: 302 E 7th St, Hills, MN 56138

Tax Parcel ID Number: 15-0316-000

LEGAL DESCRIPTION OF PROPERTY: Lot Three (3) and Four (4) in Block Two 

(2) of Parkview Second Addition to the City of Hills, Rock County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,278.85

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 27, 2023, at 10:00 A.M.

PLACE OF SALE: County Sheriff`s office, in the lobby of the Rock County Law Enforcement Center, 1000 N. Blue Mound Avenue, Luverne, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 27, 2023, or the next business day if October 27, 2023 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: March 1, 2023

MORTGAGEE: Colonial Savings, F.A.

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

651-209-3300

File Number: 050335-F2

(03-09, 03-16, 03-23, 03-30, 04-06, 04-13)