STATE OF MINNESOTA DISTRICT COURTCOUNTY OF ROCK FIFTH JUDICIAL DISTRICTMortgage Electronic RegistrationSystems, Inc., Plaintiff, Court file no.vs. SUMMONSGuy A. Klosterbuer; Dawn R. Klosterbuer;Minnesota Housing Finance Agency; John Doeand Mary Roe, Defendant(s).THAT STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT:YOU ARE HEREBY SUMMONED and required to serve upon plaintiff’s attorney, within 20 days after service of this Summons, exclusive of the date of service, an Answer to the attached Complaint of the plaintiff, which Complaint is on file in the Office of the above named Court, which Complaint is herewith served upon you in accordance with the rules of Civil Procedure of the State of Minnesota.NOTICE OF ALTERNATIVE DISPUTE RESOLUTIONParties to a lawsuit are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes, mediation, arbitration, and other processes set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. The object of this action is to effect a foreclosure by action of the referenced property. If you fail to answer the Complaint within the time aforesaid, judgment by default will be taken against you for the relief demanded in said Complaint, together with plaintiff’s costs and disbursements. No personal claim has been made against any defendant. This action involves, effects or brings into question real property situated in the County of Rock, State of Minnesota and legally described as follows: That part of the SE 1/4 of Section 9, Township 103 North, Range 46 West of the 5th p.m., Rock County, Minnesota, described as follows: Commencing at the SE Corner of the SE 1/4 of said section 9, said corner also being the point of beginning; Thence N 89 degrees 59’, 29" W 1015.00 feet along the South line of the SE 1/4 of said section 9; Thence N 00 degrees 00’, 00" E 530.00 feet; Thence S 89 degrees 59’, 29" E 1015.00 feet to the East line of the SE 1/4 of said section 9; Thence S 00 degrees 00’, 00" W 530.00 feet along the East line of the SE 1/4 of said section 9 to the point of beginning. IF PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE, YOU MAY DESIGNATE ANY AREA AS A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY. YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE COURT WITH A LEGAL DESCRIPTION OF THE HOMESTEAD YOU HAVE DESIGNATED.IF THE PROPERTY TO BE SOLD CONTAINS SEPARATE TRACTS, YOU MAY REQUEST THAT THE TRACTS BE SOLD AND REDEEMED SEPARATELY. EACH OF THE SEPARATE TRACTS MUST CONFORM TO LOCAL ZONING ORDINANCE. YOU MUST PROVIDE THE COURT WITH A COPY OF THE LEGAL DESCRIPTION OF EACH OF THE TRACTS YOU HAVE DESIGNATED TO BE SOLD SEPARATELY.Dated 2/10/05 SHAPIRO & NORDMEYER, LLP/s/ Craig M. BarbeeCraig M. Barbee – 0302016Attorney for the Plaintiff7300 Metro BoulevardSuite 390Edina, MN 55439952-831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (3-24, 3-31, 4-7)