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Top honored by Farmers Mutual Hail Insurance

Lead Summary

Shirley Top with Kozlowski Insurance Agency and Financial Services Inc., Luverne, has recently been recognized as a top-producing crop insurance agent for Farmers Mutual Hail Insurance Company.
FMH recognizes top-producing agents for total premium written each year. 
Top has been recognized as placing 41st – up from 47th in 2021 – in the company’s Top 50 Agents in Private Crop Insurance Premium list. 
In addition, Top ranked fifth in the state of Minnesota for combined Federal Crop Insurance and Crop Hail premium in 2022 with FMH.
This year marks 36 years in the crop insurance business for Top, who said the most important part of her job is working with clients to help them understand options.
“I love working with farmers,” she said. 
“I have never ‘just sold’ insurance. Rather, I show farmers their options and they decide which coverage is best for them.” 
Top credited her adjuster, Brian Fick of FMH, for his support services.
“To no one’s surprise, in 2022 Brian was recognized by Farmers Mutual Hail as one of the top five adjusters in the company,” she said. 
“Brian has passion as an adjuster to do things well and in a timely fashion.”

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