, 
, 
In January 2016 Clifford Boom will semi-retire from First Farmers & Merchants National Bank, Luverne, after 37 years of service with the bank.
He plans to travel a little and spend a lot more time golfing. He will work three days a week in the fall and winter months and two days a week in the spring and summer months.
Cris Oeltjenbruns was promoted to Vice President of Ag Lending for First Farmers & Merchants National Bank and will be in training with Boom as he transitions into semi-retirement.
Oeltjenbruns has 15 years of experience in lending and will continue to meet the lending needs of customers and future customers.
Lois Leuthold was promoted to Real Estate and Consumer Loan Officer of First Farmers & Merchants National Bank.
Leuthold started with the bank a year ago but has over seven years of mortgage banking experience and 17 years in the banking industry.