NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: 10/17/1997MORTGAGOR(S): Karen K. Stroeh, a single person.MORTGAGEE: Commercial Credit Consumer Services, Inc., by amendment to Articles of Incorporation n/k/a CitiFinancial Services, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 1997, Rock County Recorder, Document No. 141883. LEGAL DESCRIPTION OF PROPERTY: The North half (N.1/2) of Lot Ten (10) and all of Lots Eleven (11) and Twelve (12), except the East Fifty (E.50) feet of the North One Hundred Twenty-five (N.125) feet of Lots Ten (10), Eleven (11), and Twelve (12) in Block 22 in the First Addition to the City of Beaver Creek, Rock County, Minnesota.COUNTY IN WHICH PROPERTY IS LOCATED: RockORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $36,106.24 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $31,408.40That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:DATE AND TIME OF SALE: Thursday, March 03, 2005, 10:00 a.m.PLACE OF SALE: Front Steps of Rock County Law Enforcement Center, City of Luverneto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONETHE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: December 27, 2004CitiFinancial Services Inc.MortgageePeterson, Fram & Bergman, P.A.By: Steven H. BrunsAttorneys for:CitiFinancial Services Inc. Mortgagee50 E. 5th St., Suite 300St. Paul, MN 55101(651) 291-8955THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(1-6-05, 1-13, 1-20, 1-27, 2-3, 2-10)