Mortgage foreclosure sale set for Feb. 6

Mortgage foreclosure sale set for Feb. 6 

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: April 21, 2010

MORTGAGOR: Bradley G Moss and Dawn M Moss, husband and wife as joint tenants.

MORTGAGEE: Heritage Bank N.A.

DATE AND PLACE OF RECORDING: Recorded April 26, 2010 Rock County Recorder, Document No. 173571.

ASSIGNMENTS OF MORTGAGE:   Assigned to:  Central Mortgage Company.  Dated April 21, 2010 Recorded April 26, 2010, as Document No. 173572.    And thereafter assigned to:  Mortgage Electronic Registration Systems, Inc.   Dated October 19, 2015 Recorded October 26, 2015, as Document No. 187187.    And thereafter assigned to:  Bayview Loan Servicing, LLC.  Dated August 29, 2019 Recorded August 30, 2019, as Document No. 195483.         

TRANSACTION AGENT:  NONE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:  NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  Heritage Bank N.A.

RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC

MORTGAGED PROPERTY ADDRESS: 744 171st Street, Luverne, MN 56156

TAX PARCEL I.D. #: 110034000

LEGAL DESCRIPTION OF PROPERTY:

A tract of land in the NW 1/4 of Section 14, Township 103 North, Range 46 West of the 5th P.M. Rock County, Minnesota, described as follows:

Commencing at the Northwest Corner or the NW 1/4, then east along the North Line of said Section a distance of 2,345 feet to the point of beginning; thence continuing east along the North Line of said NW 1/4 a distance of 295 feet; thence south and parallel to the West Line of said Section a distance of 375 feet; thence west and parallel to the North Line of said Section a distance of 295 feet; thence north and parallel to the West Line of said Section a distance of 375 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Rock

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,549.36

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 6, 2020 at 10:00 AM

PLACE OF SALE: Sheriff's Office, Main Entrance, Law Enforcement Center, 1000 North Blue Mound Avenue, Luverne, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 6, 2020, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: December 4, 2019

Bayview Loan Servicing, LLC

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

137 - 19-008829 FC

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

 
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