NOTICETO THE POLICYHOLDERS OF BEAVER CREEK MUTUAL INSURANCE COMPANYAny policyholder wishing to be a candidate for the Office of Director must file such notice in writing with the Secretary, at the Home Office of the Company in Luverne, Minnesota, at least Thirty days prior to the April 4, 2006, Annual meeting of the Company, as provided by the Article of Incorporation. Last day for filing will be March 4, 2006.BY ORDER OF THE DIRECTORSMaurice Fitzer, PresidentKenneth Husen, Secretary/s/ Kenneth HusenKenneth HusenSecretary-Manager(2/23)